Planning for 2019

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My mind is blown! 

How is 2019 just a couple of weeks away?! 

Where did 2018 go?! I mean, are we really sure we’re going into TWENTY-NINETEEN!!!

We were JUST entering 2009 like yesterday 😭

Anyway, since getting married, my husband and I begin planning out our goals, vacations and events for the following year, between October and December. It gives us structure and expectation, and I wanted to share with you, exactly how we plan out our year.

We separate it into these categories:

Goals:

  • Spiritual: we want to read ONE book/month this year. We want to study the Bible deeper, than we ever have. Also, we want to write ONE song/month! 
  • Physical: we’re both into fitness, when we really get into fitness! I’ve got the rest of this baby weight to lose! And he’s got his own physique goals. 
  • Financial: how much we want to have in savings. How much we aim to spend on birthdays, vacations, holidays 
  • Personal: this includes fitness, but also, I have 2 specific projects that I’ve been working on that I really want to finish in 2019! Also, to be an even better wife and mother! I want to begin establishing more time where I focus on really cultivating my daughter’s talents/dreams and teaching my daughters to walk in truth, love, compassion and kindness. As well as diving deeper into the Word, having more devotional time and time for personal development. 

Vacations:

Here, we kind of brainstorm when and where we want to go. Typically, we separate them into a family vacation which is just us and the girls, an extended family vacation, a girls trip, guys trip, weekend get away (usually for the 4th of July) and a trip for just the two of us.

Next year, our biggest trip and our family trip, will be to Europe! It’s been a dream of mine(my 30th birthday wish). 

We still aren’t sure about the other trips we’re taking, but we still write a budget for them, and really try to stick to it!

Events:

These are, birthdays, holidays, our anniversary, valentine’s day etc. 

We set budgets for how much we will spend for each of our daughter’s birthdays, our birthdays and all other events. For our anniversary, we decide if we’ll make that our trip together or if we’ll just go out for a nice dinner and exchange gifts. 

We also set a budget for how much we will give siblings, nieces, nephews, close friends and parents for their birthday(the amount is the same for all) . Same goes for Mother’s Day, Father’s Day, Christmas presents etc. 

……………………………………….

If you are on the track to financial freedom, advisors will tell you to write out every. single. expense. Down to the penny.

We don’t track every penny, but we’re not that far from doing it. Thankfully the only debt we owe is our house and car. We like to plan and budget, so that we keep the discipline of being responsible and one day having our money go to work for us. 

I mean, who doesn’t want the freedom to travel on the whim without requesting for the time at work?! 🙋🏽‍♀️ Amiright?!

………………………………………

Budget talk in and of itself is a topic all on its own, so anyway…

Planning all of this out, really helps us to see exactly where our money is going and gives us more discipline to stay within the budgets, in order to save what we set out to save. 

It also gives us expectations on what our year will look like. Towards the end of this year, we were a bit more spontaneous than we would’ve liked to have been with our finances, and we fell short on achieving this years financial goal. 

Though we had anticipated that adding our 3rd daughter, would change up what our “normal” looked like, we went a little bit further outside the lines LOL. It’s ok though, because life happens and it’s important to still live your life joyfully!

Smart, but joyful 😊

Can you tell we are planners and detailed people?

It also helps with being disciplined in other areas. Structure is better than chaos and sitting there wondering where your time and money went.

It shows you if you’re growing, because at the end of the year, we check off what we actually accomplished. 

There’s something so satisfying in checking off on a list! 

However, if it didn’t get done, we attach it to the next year and we try again. It’s a sign of success and perseverance to actually DO and not just SAY YOU WILL.

talk the talk AND walk the walk.

I truly hope you found this helpful AND encouraging!

Heres to an even better 2019!

Xo,

 Lorena 🧡

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